As it turned out, he DID in fact hit 'go' and my credit score took a second hard hit in less than two days, working against me. After taking my info and diddling on his computer for a few minutes he told me 'You know what, I'm not even gonna hit go on this because it would only hurt your credit score and I think you should get that person to help you out by co-signing and then come back and see me.' I thanked him and left there knowing I would not return for a car, but was grateful because I thought he did me a solid. He seemed very nice and I felt very comfortable talking to him. Then he talked at length about my credit situation and attempted to start the inquiry before I explained myself in detail. He showed me a vehicle that was disgustingly gross inside and ridiculously over-priced in addition to being several thousand OVER what I said I could afford.

I explained that I had limited income and was hoping to get a loan, but due to a low credit score and being self-employed in addition to no proof of income, i was likely going to have to ask a family member to co-sign. I stopped by to look at a vehicle that was advertised and spoke to Lucas.

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